Throughout the years, I have invested in many HYIP in the past and I haven’t done much lately. What I learned was, most of the HYIP program online start out with payout to everyone consistently for a short period of time without any much marketing. It is by word of mouth referrals commission and so on. The operator are sometime monitors each individual account manually to see when the investors will stop investing or see if it’s from the same person and so on. For many other HYIP, it’s simply they’re watching their balance of in and out.
For most HYIP. If the IN is $10, and the out is $10, they will continue to operate normally. If the IN is $10 and the out is $15, they will start to make up stories such as having payout problems due to technical issue, bank issue, and so on, so that they can delay payout or payout in very small amount. If the IN is $10 and the out is $5, off course they’re profiting and at this stage they will plan a get away, meaning withdraw all the cash to their bank and at the same time making up stories for delay in paying whatever advantage they can take, even pay pennies to the investors just to keep them calm as their getaway plan is in progress.
How to tell if the HYIP is ending? – short answer is when you see the HYIP is very active, such as more promotion, increases in commission referrals, bonus payout, live chat live activities, and off course creating more websites and announcement of expanding its operations; basically whatever advantage available to get more investors going in during the last minutes. Paypal and Credit Card bank are just gimmicks. The real pocket money they will steal are from investors that paid by virtual currencies such as Bitcoin Dogecoin Cryptocoins EgoPay Money Perfect and so on, these are not traceable and only have one way transactions if from a non legitimate business.
There are projects similar to HYIP and bias people would right away call it a HYIP. However project goal is to really want it to work and longevity, but disaster could happen such as the falling of Bitcoin value will impact its operations, or the money from its investors were gambled and loss all, or the money was put in an unknown investment program to yield higher profit but failed, so as a result the project couldn’t make payout and had to abandoned. These projects are half HYIP and half new technology. If the technology failed, the program failed. If the technology succeed then the program skyrocketed.